Last updated: November 3, 2026
This Cookie Policy explains how MortgageGuiderHub (“we”, “us”, or “our”) uses cookies and similar technologies on https://mortgageguiderhub.com/ (“Website”). It should be read together with our Privacy Policy.
By using our Website, you agree to our use of cookies as described in this policy, except where the law requires us to ask for your consent first.
What Are Cookies?
Cookies are small text files that a website stores on your device (computer, phone, or tablet) when you visit it. They help the website work properly, remember your preferences, understand how visitors use the site, and show relevant advertising. Similar technologies, such as pixels, local storage, and tags, work in a comparable way, and we refer to all of them as “cookies” in this policy.
Types of Cookies We Use
1. Essential cookies
These are needed for the Website to function, such as loading pages correctly, keeping the site secure, and remembering your cookie choices. You cannot turn these off in our systems.
2. Preference (functional) cookies
These remember choices you make, such as the values you enter into our calculators, so the Website works the way you expect.
3. Analytics and performance cookies
These help us understand how visitors find and use the Website, which pages are popular, and where we can improve. The information collected is generally aggregated and does not directly identify you.
4. Advertising cookies
We display ads through Google AdSense and may work with other advertising partners. These partners may use cookies to show you ads based on your visits to this and other websites, to limit how often you see an ad, and to measure how well ads perform.
Third-Party Cookies
Some cookies on our Website are placed by third parties, such as advertising and analytics providers. We do not control these cookies. Third parties that may set cookies include:
- Google (AdSense and Google Ads): uses cookies to serve and personalize ads. Learn more in Google’s advertising policies.
- Analytics providers: such as Google Analytics, to measure Website traffic and usage.
- Embedded content and social media providers: if we embed videos, maps, or social media buttons, those providers may set their own cookies.
Please review the privacy policies of these third parties to learn how they use your data.
How to Manage or Disable Cookies
You can control cookies in several ways:
- Browser settings: most browsers let you block or delete cookies. Check the “Help” section of your browser (Chrome, Safari, Firefox, Edge) to see how. Blocking all cookies may cause parts of the Website to work incorrectly.
- Cookie banner: where a cookie banner appears, you can accept, reject, or manage non-essential cookies.
- Ad personalization: you can manage Google ad settings at adssettings.google.com.
- Industry opt-out tools: you can opt out of interest-based ads from many companies at aboutads.info/choices (US) or youronlinechoices.com (Europe).
- Do Not Track and similar signals: our Website may not respond to these signals, as there is no common industry standard.
Cookies and Your Location
If you are in the European Economic Area, the United Kingdom, or another region where consent is required by law, we will ask for your permission before placing non-essential cookies. You can withdraw or change your consent at any time.
How Long Cookies Stay on Your Device
Some cookies are “session cookies” and are deleted when you close your browser. Others are “persistent cookies” and stay on your device for a set period, from a few days up to a couple of years, unless you delete them earlier.
Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, the law, or our practices. The updated version will be posted on this page with a new “Last updated” date.
Contact Us
If you have any questions about our use of cookies, you can email us at helo@mortgageguiderhub.com or use our Contact page.