How Much Mortgage Can I REALLY Afford It? (Ditch the Rules of Thumb)

You’ve been scrolling through Zillow. You’ve found the kitchen with the island and the backyard with the tree. But then comes the gut-punch question: “Can I actually pay for this?” Most online calculators will give you a boring, one-size-fits-all number based on the “28% rule.” But here’s the truth: That number is often wrong. Your mortgage isn’t just a monthly bill; […]